Crosshub’s B-Pay Breaks Borders with Seamless ID and Cost Tech

Vacationers, distant employees, and world app customers steadily encounter difficulties with verification and cost when overseas. Every nation has its personal identification programs—reminiscent of driver’s licenses, nationwide IDs, and resident registrations—that don’t match globally. Monetary and native apps typically reject foreign-issued playing cards or require native registration, inflicting friction and limiting entry to in any other case nice companies.

Crosshub’s flagship product, B‑Pay, tackles this core subject head-on by eliminating friction in each identification verification and cost. Constructed on IDBlock, the system facilities authentication round universally acknowledged passports, sidestepping numerous nationwide ID programs and their inconsistencies

B‑Pay and IDBlock streamline onboarding and funds right into a single API circulation. With these, app customers scan their passports utilizing Optical Character Recognition (OCR) and make sure their identification through selfie-based facial recognition. IDBlock leverages a Self-Sovereign Identification (SSI) structure and Zero-Data Proofs (ZKP) to confirm identification whereas disclosing minimal information, assembly or beating world privateness requirements like GDPR and CCPA

From right here, B‑Pay securely connects the consumer to native cost programs within the vacation spot nation. Whether or not paying for rideshares, ordering supply, or reserving lodging, customers can work together with native apps utilizing their foreign-issued card, facilitated seamlessly by the platform’s cross-border infrastructure. This can be a quite common subject for vacationers to Southeast Asia.

B‑Pay’s interface has been rigorously crafted to work throughout cultures. It makes use of easy, icon-based navigation and localized layouts, minimizing textual content dependency. The app consists of accessibility options reminiscent of darkish mode and colour‑blind help, making certain broad usability. The design works properly as a result of it focuses on common visible cues and reduces friction.

Immediately, foreigners typically depend on money, foreign money alternate, or enrolling in native cost apps, which steadily require nationwide ID numbers, native cellphone numbers, or home financial institution accounts. Even broadly used financial institution playing cards is probably not accepted on native companies. Verifying identification remotely can take days, significantly if involving native banks or bodily doc checks.

In distinction, B‑Pay neatly bypasses these hurdles. Since almost each nation permits passport-based identification for vacationers, IDBlock leverages this world consistency to allow real-time entry to native companies. Integration with cost platforms like Momo in Vietnam, Stripe globally, and others underpins its attain and effectiveness

Crosshub launched in 2024 with sturdy institutional help. It’s backed by Korea’s Ministry of SMEs and Startups and has present partnerships with Thales, Stripe, and native tremendous‑apps in Korea. As of mid-2025, the corporate is conducting proofs of idea with banks and companies that concentrate on help for abroad residents and world vacationers. They not too long ago opened a Tokyo department and plan to open a Singapore department later in 2025.

B‑Pay and IDBlock collectively supply a scalable, privateness‑respecting approach to make “native” companies accessible to anybody, anyplace. In impact, it shrinks borders: a traveler can use overseas apps with minimal fuss, a digital nomad can entry native companies with out leaving a paper path, and repair suppliers can open themselves to a global consumer base with out compliance complications.

With world journey and distant work on the rise, the demand for actually world cost options is rising quickly. Crosshub is positioned to make world digital companies extra accessible than ever earlier than, which is a large market.

At CES 2026, Crosshub will showcase B‑Pay and IDBlock. The corporate goals to broaden its world partnerships for its API-driven SaaS platform, concentrating on journey, fintech, and e-commerce markets.

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